In particular, the borrower receives all coupons and/or dividends as well as all other rights such as voting rights. In most cases, these dividends or coupons must be returned to the lender in the form of a “product dividend”. With the transfer of collateral under the credit agreement, all rights are transferred to the borrower. These include voting rights, the right to dividends and rights to other distributions. Often, the borrower returns payments corresponding to dividends and other returns to the lender. The term “shares” has been defined in the share fees as follows: “all shares listed in Schedule 1 (shares) (if any) as well as all other shares, shares, bonds, warrants, coupons or other securities held or having an interest in the Chargor from time to time”. Some things that are often used as collateral to secure credit are as follows: Securities lending is usually done between brokers and/or traders and not between individual investors. To conclude the transaction, a securities loan agreement, called a credit agreement, must be concluded. This defines the terms of the loan, including the term, the lender`s fees and the nature of the collateral. If your initial portfolio finally arrived (or was obtained from another source), the lender recovered the same number of shares in the security they lent….